Hi, It's nonsense that SECURETRADING takes longer to integrate, they can have a test site up in 10 minutes, to go live would take a bit longer depending on the site/shopping cart. They also have 2 options Xpay, which is xml based and payment pages. It's getting an internet merchant account and bank numbers that takes the tims. SECURETRADING is also cheaper than the others, and without hidden carges for multi-currency, fraud control and support. TRY THEM.