The config file (geoip.rc) wasn't read because of permission. It was 644 but it must be 600 - sought help from the hosting.

I finally managed to create the geoip.gb file with the total size of 510,100,144 (someone posted this size too) so I think the db is complete. I say this because when I ran the --fetch command, there was no success message when it ended:

user@myhost ~]$ geoip --fetch --DB=dbi:SQLite:dbname=geoip.db
     2020-06-22 19:16:39   4689345 GeoLite2-ASN-CSV.zip
 304 2020-06-22 19:16:39   4689345 GeoLite2-ASN-CSV.zip
     2020-06-16 11:13:32   1805947 GeoLite2-Country-CSV.zip
 304 2020-06-16 11:13:32   1805947 GeoLite2-Country-CSV.zip
     2020-06-16 11:19:50  41827687 GeoLite2-City-CSV.zip
 304 2020-06-16 11:19:50  41827687 GeoLite2-City-CSV.zip
Reading City          info ...
Reading City     IPv4 info ..
user@myhost ~]$
[download]

So I thought I should be able to run the command below now that the geoip.db is set up:

[user@myhost ~]$ geoip -w 103.2.106.33
FATAL:  no pg_hba.conf entry for host "[local]", user "user", database
+ "geoip", SSL off
Cannot continue without a working database
[download]

What am I still missing?