; A named function to insert some specific text.
(defun my-insert-stuff ()
  "documentation string"
  (interactive "*")       ; "*" => error if read-only
  (insert "This is the text to insert. ")
  )
; Set it to a specific keystroke combo.
(global-set-key [(control c) m] 'my-insert-stuff)

; Load a specific template in a new unattached buffer.
(defun template-one ()
  "documentation string"  ; For help and info.
  (interactive)           ; Make this user accessible.

  (switch-to-buffer "template-one")
  (insert-file "~/template_one")
  )
; It too could be set to some specific key combination.
(global-set-key [(control c) o] 'template-one)