my $hash_ref;

   { 
     my %monks = ( 
                   Zaxo        => 'W. Virginia',
                   tye         => 'California',
                   davido      => 'California',
                   theorbtwo   => 'Germany',
                   castaway    => 'Germany',
                   atcroft     => 'Georgia',
                   nothingmuch => 'Israel',
                   rozallin    => 'England',
                 );

     my $hash_ref = \%monks;
   }